www.UK-FINANCE-SITE.co.uk |    |
| Catering | |||||
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Restaurants
- all types Cafes Fish & Chip shops Fast Food units Sandwich Bars Brasseries/Bistros |
Up
to 75% of Market Value Up to 100% funding can be considered with additional security  Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements. |
Interest
Rate From base rate + 2% |
Term Up to 20 years can be considered. |
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| Commercial | |||||
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Industrial Units Warehouses Offices Factories Yards Showrooms Garages |
Up
to 75% of valuation can be considered on all property types. Where an existing tenant is purchasing, up to 100% of purchase price, subject to valuation. Up to 100% funding can be considered with additional security. Freehold and long leasehold properties are considered. Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements. |
Interest
Rate From base rate + 2% |
Term Up to 20 years can be considered. |
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| Health | |||||
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Nursing Home Residential Care Home Specialist Nursing Home Units Private Clinics |
Up
to 75% of Market Value Up to 100% funding can be considered with additional security. Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements. Size of home and single room ratio are relevant to the type of funding considered. Special schemes are available - Please contact us to discuss. |
Interest
Rate From base rate + 1.5% |
Term Up to 20 years can be considered. |
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| Leisure | |||||
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Health Clubs Sports Centres Night Clubs Entertainment |
Up
to 75% of Market Value Up to 100% funding can be considered with additional security. Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements |
Interest
Rate From base rate + 2% |
Term Up to 20 years can be considered. |
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| Licensed | |||||
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Public Houses Wine Bars Hotels Guest Houses Inns |
Up
to 75% of Market Value Up to 100% funding can be considered with additional security Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements. |
Interest
Rate From base rate + 2% |
Term Up to 20 years can be considered. |
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| Professional | |||||
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Accountants Architects Dentists Doctors Solicitors Surveyors Vets |
Special
schemes available up to 100%. Loans for professionals are considered on a "deal by deal" basis, the following information being required in all cases: - Asset & liability statement - 3 years accounts - Valuation of property - Refinance - 6 months bank statements |
Interest
Rate From base rate + 1.5% |
Term Up to 20 years can be considered. |
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| Property | |||||
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Commercial Investment - offices - warehouses - retail - business parks - parades |
Up
to a maximum of 90% dependant on quality of tenant Commercial Investment - background on borrower including asset & liability statement and accounts where relevant. - valuation. - details on tenant may be required. |
Interest
Rate From base rate + 1.5% Rates of below 1% over base can be considered for "blue chip" covenants. |
Term Funding is specifically tailored to suit the deal. |
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Residential Investment - bedsits - multiple occupancy - flats above shops - blocks of flats - DSS tenancies - property portfolios |
Up to 80% Residential Investment - background on borrower including asset & liability statement and accounts where relevant. - valuation - refinance - 6 months bank statements |
From base rate
+ 2% |
Up
to 20 years can be considered. |
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Development: - commercial - residential - conversion - refurbishment - new build |
Up to 75% of value/purchase
price plus 75% of development costs Up to 100% funding can be considered with additional security Development - client's background - c.v. / asset & liability statement. - development appraisal. - plans/copy planning permission. - valuation and quantity surveyors report in due course. |
From base rate
+ 2.5% |
Term
of loan structured to suit development periods |
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Bridging: - commercial - residential - closed or open ended |
Up to 70% of value or Up to 100% funding with additional security Bridging - valuation. |
From base rate
+ 5% up to 2% per month |
3
- 12 months |
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| Retail | |||||
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General Stores Newsagents Off Licences Post Offices Specialist retailers |
Up
to 75% of Market Value Up to 100% funding can be considered with additional security. Accounts not always required Valuation or specialist business appraisal commissioned by us Additional information required. - C.V. on each applicant. - Asset & liability statement. - 6 months bank statements. Several specific schemes available for Post Offices - Please contact us to discuss. |
Interest
Rate From base rate + 2% Special low start scheme available for Post Offices from base rate + 1%. |
Term Up to 20 years can be considered. |
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